PARAMETA
Solutions — Payment & Settlement

Complex settlement, automated in one pass

ParaSta connects bank networks and blockchain to process FX, remittance, and settlement through a single API. Keep your existing payment network, add settlement, reconciliation, and control, and scale from closed settlement tokens to stablecoins to match your regulatory and business environment.

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ParaSta
Solutions — Payment & SettlementScroll
Why Now

Settlement at scale demands
transparency and control

Korea's simple-payment services process roughly KRW 960B in average daily volume. As settlement volume grows, automated reconciliation, transparency of fund flows, and control over errors and fraud become increasingly critical. Public and private settlement, including the KRW 17.6T local-currency voucher market in 2024, faces the same challenge.

  • 2024
    ~KRW 959.4B

    Simple payment, average daily usage

  • 2024
    ~KRW 912.0B

    Simple remittance, average daily usage

Public settlement case: local-currency voucher issuance (2024)

KRW 1.3T
KRW 4.3T
KRW 12.0T
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Source: National Assembly Budget Office (2025) evaluation of the local-currency voucher issuance and management framework. Total issuance of KRW 17.6T in 2024.

Problem

Solving payment and settlement's recurring problems

Problem
Every settlement means repeated manual reconciliation
Settlement data mismatches

Transaction ledgers and payment-processor data drift apart, requiring manual reconciliation.

Refunds and cancellations require re-settlement

Refunds, cancellations, and chargebacks mean settlement has to be redone.

Multi-party distribution and settlement

Distribution and settlement involving multiple partners make reconciliation and control complex.

The burden of permissions and audit

You need to track who changed what and when, and respond to audits.

After adoption
Complex settlement, automated in one pass
Data reconciled automatically

Transaction and payment data are reconciled automatically, so you only need to review the mismatches.

Automatically re-settled when things change

Settlement is re-calculated in real time whenever a refund or cancellation occurs.

Automatically distributed by rule

Each partner’s share is automatically distributed and settled according to a defined rule.

Every change recorded automatically

Who changed what, and when, is recorded automatically, simplifying audit response.

Features

Settlement, reconciliation, and control in one layer

Add just a settlement and control layer on top of your existing payment rail, lowering the barrier to adoption and automating your fund flows.

  • Automated FX, remittance, and settlement

    A single API bridging bank networks and blockchain automatically processes multi-step FX, remittance, and settlement.

  • Real-time settlement & auto-reconciliation

    Reflects approvals, cancellations, and refunds in real time, and automatically reconciles fees and settlement records.

  • Dual-rail adoption

    Run a token settlement rail alongside your existing payment rail to lower the barrier to adoption.

  • Two-stage transition

    Start with a closed settlement token with fewer regulatory variables, then expand to a stablecoin when you’re ready.

  • On-chain KYC · unified admin

    Combines wallet and user eligibility checks with fund-flow monitoring and audit reporting.

By the Numbers

Settlement infrastructure that
controls your fund flows

  • 4 modules
    ParaSta core + unified control tower
  • 2-stage transition
    From closed settlement token to stablecoin
  • On-chain KYC
    Wallet and user eligibility checks
  • 100,000 TPS
    Maximum throughput measured in a limited test environment
FAQ

Frequently asked questions

Coverage

Where this applies

  • Merchant payment settlement

  • Commerce escrow settlement

  • Cross-border remittance & settlement

  • Local currency & gift vouchers

Use Cases

Payment and settlement in practice